Participant Experiences
Heard From Those Who've Been Through It
Honest accounts from people who joined Tallive programmes looking for a quieter, more considered approach to money habits.
Back to Home400+
Participants
4.7
Average Rating
92%
Would Recommend
6
Years Running
What They Said
Experiences in Their Own Words
Farah Hana
Admin Executive, Johor Bahru
"I joined the Starter Workshop without expecting much — I thought it would be another lecture about budgeting. It wasn't. The facilitator spent most of the session asking questions, not telling us what to do. I left with one small thing to try, and that felt manageable. Ended up joining the four-week course afterwards."
June 2025 • Starter Workshop
Rizwan Zulkifli
Secondary Teacher, Skudai
"The four-week course was genuinely useful. What struck me was how much the group format helped — hearing other people describe patterns I'd never put words to made things click. The peer circle kept me thinking about the material between sessions. My only note is that I'd have liked a bit more time in week three."
May 2025 • 4-Week Course
Lim Chee Ann
Graphic Designer, Johor Bahru
"I did the full programme and the printed workbook alone was worth it — I still use it. The three months of group reflection sessions gave me enough time to actually test things, not just think about them. It's a calm, thoughtful space. Nothing like the high-energy finance seminars I'd tried before."
June 2025 • Full Programme
Nor Khairina
HR Officer, Pasir Gudang
"Honestly I was sceptical at first. I thought it might be too abstract or too 'soft' compared to a proper finance class. But it addressed something I hadn't been able to name — why I kept starting and stopping. The worksheet from the Starter Workshop is still pinned above my desk."
June 2025 • Starter Workshop
Tan Wei Siang
Logistics Coordinator, Johor Bahru
"The course helped me understand how my habits around spending were shaped by things outside just willpower. That was new for me. I'm now much more consistent with a simple review at the end of each week — which I'd never managed to stick to before. I'd recommend it to friends who feel stuck."
May 2025 • 4-Week Course
Aishah Mohd
Pharmacy Assistant, Johor Bahru
"I joined the full programme and it was a genuinely different kind of learning experience. The self-paced modules worked well around my shift schedule, and the monthly reflection sessions felt like coming back to something grounding. Three months later I can say the habits are still there — that's new for me."
June 2025 • Full Programme
Participant Journeys
A Closer Look at Three Experiences
The Starting Point
Farah, Admin Executive
Had tried several budget apps and planners over the years, but none of them stuck beyond the first month. Felt guilt around spending but wasn't sure how to change the underlying pattern.
What She Did
Attended the Starter Workshop in March 2025, then signed up for the four-week course the following month. Used the habit worksheet daily in the first two weeks, then moved to a weekly review ritual as suggested.
Three Months On
Maintaining a consistent weekly review. Reports noticing spending impulses more clearly before acting on them. Says the biggest shift was understanding that her patterns weren't about discipline — they were about environment and timing.
"I stopped blaming myself, which made it easier to actually change something."
The Starting Point
Wei Siang, Logistics Coordinator
Wanted to build a small buffer but found that after paying regular expenses, money would drift rather than get directed anywhere intentional. Had a loose idea of what he wanted to do, but no consistent system.
What He Did
Completed the four-week course in April 2025. Engaged actively in the peer circle, particularly in weeks two and four. Used the spending awareness exercises to identify three patterns he hadn't noticed before.
Two Months On
Maintains a simple end-of-week review. Says it takes about ten minutes and has become part of Sunday evenings. Described it as "the only financial habit that's ever felt normal rather than like extra work."
"It finally felt like something built around how I actually live."
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